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Money Market / High-Yield Savings

Put your money in position to grow steadily and securely

Earn up to 7x more than the national average on Money Market accounts 1

Tiered rates reward bigger balances

Funds available whenever you need them

Deposits protected by the federal government

What exactly is a Money Market Account?

Some people see "Money Market" and think these accounts are linked to the stock market, with the same ups and downs. They're not. Money Markets are more like enhanced savings accounts – your deposits are never at risk.

When it comes to benefits, higher earnings are just the beginning 

Money Markets are popular with everyday savers and seasoned investors alike because they feature impressive returns without tying up funds for months or years at a time. Plus, there's a variety of ways to access your account whenever you need cash for expenses, purchases, or other investment opportunities.

Impact Money Market
  • Earn dividends on balances of $2,500 or more
  • Benefit from progressively higher tiered rates when balances reach $50,000, $100,000, $250,000, $500,000, and $1 million
  • Easy access to funds through cashier's checks, Online Banking, our mobile app, or at GreenState locations
  • Safe savings tool with deposits up to $250,000 insured by the National Credit Union Administration, a federal agency
Investor Money Market
  • Available only for new deposits at GreenState Credit Union2
  • Minimum opening deposit of $10,000
  • Benefit from progressively higher tiered rates when balances reach $100,000, $250,000, $500,000, and $1 million
  • Easy access to funds through cashier's checks, Online Banking, our mobile app, or at GreenState locations
  • Free eStatements offer transaction details and help track your progress
  • Safe savings tool with deposits up to $250,000 insured by the National Credit Union Administration, a federal agency

Earn interest at competitive rates with a savings account from GreenState Credit Union. Open an account online, reach out to a lender in your area, or visit a branch today.

Consistently ranked in the top 1% of all banks and credit unions nationwide for returning profits with better rates on loans and deposits. (Source: Callahan and Associates Return of Member ranking)

Rainy Day Savings
Earn as much as
______%
APY3
Youth Savings
Earn as much as
______%
APY4
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Financial Calculators
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Keep your personal information secure.
Grow Money
Lock in higher rates and watch your money grow

Bring a welcome predictability to your savings strategy.

Certificates

  1.  Compared to the national average on money market accounts of 0.44%. Source: Bankrate.com weekly survey of institutions as of 05/13/2026

  2. Investor Money Market Account Promo Rate: APY is annual percentage yield. APY is accurate as of the last dividend declaration date. APY is variable but will not be lowered for the first six-month end dividend cycles after account opening. The rate may change after the six-month promotional period ends. The 6-month welcome APY we offer may change at any time. APY will be determined based on average daily balance maintained for the month. Requirements: 1) Membership required with a minimum $5 share deposit. 2) $10,000 minimum to open. 3) Funds must not be currently on deposit at GreenState. 4) At least 60 calendar days have elapsed since any funds that are moved from GreenState to another financial institution are redeposited with GreenState. 5) No more than seven calendar days have elapsed since opening a Share into which funds are moved after being deposited to a depository account type (such as Share Savings or Checking). Not eligible for public or brokered deposits. Offer is void if member currently has or previously had an Investor Money Market Account. Limited time offer. Fees may reduce earnings. $10.00 per withdrawal or transfer after 3 per month. Deposits federally insured up to $250,000 per depositor category by the NCUA.

  3. Rainy Day Savings: APY is Annual Percentage Yield and is accurate as of the last dividend declaration date and does not apply to Rainy Day Non-Dividend Savings account. The Rainy Day Savings account rate is variable and may change after account opening. This account is a tiered rate and will pay the stated rate on average balances up to $2,499.99. Balances of $2,500.00 or greater will earn 0.05% APY. Rainy Day Non-Dividend Savings account pays no yield regardless of the balance in the account. Rainy Day Savings must be linked to a GreenState checking account. $5 minimum balance required. Members can unenroll at anytime by request. Fees may reduce earnings.

  4. Youth Savings: APY is Annual Percentage Yield. The Youth Savings account rate is variable and subject to change. This account is a tiered rate and will pay the stated rate on average balances up to $2,499.99. Balances of $2,500.00 or greater will earn 0.50% APY. Dividends compounded monthly. Rates are variable and may change after the account is opened. APY listed above is accurate as of the last dividend declaration date. Fees could reduce earnings on the account. $1.00 per debit after three (3) per month.


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