Lock in higher rates and watch your money grow over time

Open accounts with as little as $5001

Choose Certificate lengths of 3 to 60 months

Benefit from rates above those of savings accounts

Safe, secure investment protected by the NCUA

Patience can pay off

Longer-term Certificates tend to feature higher rates. They're a good option to consider if you won't need access to your funds in the near future.

Bring a welcome predictability to your savings strategy 

While many wealth-building approaches have an element of uncertainty, that's not the case with GreenState Credit Union Certificates. Whether you choose to save for six months or five years – or some period in between – you can predict to the exact dollar how much you will earn when the Certificate reaches maturity.

  • Ask us about jumbo rates for Certificate deposits of over $100,000.
  • When your Certificate matures, you have the option of having funds deposited in your GreenState checking or savings account. Or you can let us know that you want to renew the Certificate
  • Early withdrawal of funds may result in forfeit of some interest earnings. However, your initial deposit is never at risk.
  • Explore our Youth Certificate option for investors aged 0-17.
  • All Certificate deposits are protected by the National Credit Union Administration, a federal government agency.

Earn interest at competitive rates with a savings account from GreenState Credit Union. Open an account onlinereach out to a lender in your area, or visit a branch today.

The Best Rate is Here.

GreenState guarantees 2 you'll get the Best Rate on your Certificate or IRA! If you find a better advertised rate at a local financial institution, we'll not only match it... we'll beat it.

Consistently ranked in the top 1% of all banks and credit unions nationwide for returning profits with better rates on loans and deposits.

Rainy Day Savings
Earn as much as
______%
APY3
Youth Savings
Earn as much as
______%
APY4
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Higher earnings mean you can give your savings an extra boost.

  1. Minimum deposit of $500 required. Penalty for early withdrawal. Membership required with a $5 Share Savings Deposit. 

  2. If you find a better advertised yield on a Certificate or IRA at a financial institution based in the counties we serve, GreenState will beat it. Guarantee available for a limited time only. Applies only to Certificates or IRAs with comparable terms and conditions. Does not apply in those cases where the credit union does not offer a comparable product. Not available to public organizations or other financial institutions. Maximums apply.

  3. Rainy Day Savings: APY is Annual Percentage Yield and is accurate as of the last dividend declaration date and does not apply to Rainy Day Non-Dividend Savings account. The Rainy Day Savings account rate is variable and may change after account opening. This account is a tiered rate and will pay the stated rate on average balances up to $2,499.99. Balances of $2,500.00 or greater will earn 0.05% APY. Rainy Day Non-Dividend Savings account pays no yield regardless of the balance in the account. Rainy Day Savings must be linked to a GreenState checking account. $5 minimum balance required. Members can unenroll at anytime by request. Fees may reduce earnings.

  4. Youth Savings: APY is Annual Percentage Yield. The Youth Savings account rate is variable and subject to change. This account is a tiered rate and will pay the stated rate on average balances up to $2,499.99. Balances of $2,500.00 or greater will earn 0.50% APY. Dividends compounded monthly. Rates are variable and may change after the account is opened. APY listed above is accurate as of the last dividend declaration date. Fees could reduce earnings on the account. $1.00 per debit after three (3) per month.