Frequently Asked Questions
Yes! Learn more about GrowGreen Checking.
There is no monthly service fee for GrowGreen or Free Checking. There is a $4.75 + tax monthly fee for Access Checking.
Non-GreenState ATMs are assessed a $2.50 usage fee per transaction. GreenState partners with CO-OP to offer 30,000+ free ATMs nationwide. Find the free ATMs close to you.
There is a $3.50 monthly fee to receive paper statements. Members can avoid this fee by opting to receive free e-Statements instead. Learn how to sign up for e-Statements.
Call (888) 891-2435 anytime to update your PIN Number. You can review the steps and questions asked by the automated system here.
Anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska or South Dakota.
- Illinois counties: Jo Daviess, Carroll, Whiteside, Rock Island, Henry, Mercer, Knox, Henderson, Warren, Hancock, DuPage, Will county North of I-80
- Wisconsin counties: Crawford, Grant, Lafayette
- Nebraska counties: Dakota, Thurston, Burt, Washington, Douglas, Sarpy, Cass, Otoe
- South Dakota counties: Union, Lincoln, Minnehaha, Moody, Brookings
You can also join if you are a University of Iowa student, staff, or alumni; or a direct relative of a current member.
To order checks online login to online banking or the mobile app and visit the Services > Check Reorder link in the main menu.
You can also order checks by calling us at 800-397-3790 or stop into a branch and we will be happy to order checks for you.
You can locate free ATMs in our Branch & ATM locator map.
GreenState members enjoy surcharge-free access to over 30,000 ATMs nationwide with the CO-OP ATM network.
If you are not yet a member, you will need to open a share savings account with a minimum $5 deposit. Members can open a checking account with a $50 initial deposit. You can open an account at any branch location, or by applying online.
New checking accounts are subject to credit approval, employment status, and valid identification that is at least 90 days old.
On checks for your account - Your checking account number is between GreenState's routing number and the incrementing check number.
Example of where routing and checking number is found on a check
Online banking - Navigate to the page where you can view your account's recent transactions. Click the option that says "Details". In the details that appear, your checking account number is listed as "MICR Account Number".
Where to find checking account number online
You will need your member number (also referred to as your account number) and social security number to get started. See our Online Banking sign up instructions for a step by step guide.
273975098
The routing number can also be found on your member card and in the footer of GreenState's website.
If you have opted in for overdraft protection, GreenState Credit Union will cover your overdrafts for a fee of $29 - $34 per overdraft (Maximum of 5 items per day). Visit our Overdraft Privilege page to learn more about overdrafts and to request changes to how they're handed for your account.
No.
e-Statements are free for all GreenState checking accounts. Members who opt to receive paper statements for their checking account will be charged a paper statement fee of $3.50 per month.
$50 initial deposit is required. Membership required with a $5 Share Savings deposit. New checking account is subject to credit approval, employment status, and valid identification that is at least 90 days old.
GreenState Credit Union does not charge for the mobile app or text alerts, however your cell phone carrier may charge for text and data usage.