Bank better at GreenState

Join one of the top financial institutions in the U.S. for returning profits to members in the form of better rates and lower fees.

Better banking in Iowa, Illinois and Nebraska

Digital Banking
Finances at your fingertips

Money management is easier than ever with our digital tools. View balances, transfer funds, make loan payments, and more without leaving the comfort of home. Plus, deposit checks from anywhere with mobile check deposit.

Auto Loans
Low Rates. Up to 100% financing. No payments for up to 60 days*

*Subject to credit qualifications. Interest will accrue during the 60 day no payment period.

Youth Checking
GreenState families can join Greenlight for free1

Greenlight is the award-winning money app trusted by over six million parents and kids. With their own debit card, kids and teens learn to spend and save wisely while parents set flexible controls and get real-time notifications.

Get more from your checking account

It pays to bank at GreenState. With a GrowGreen Checking, you could earn up to 4.00% APY* on account balances up to $19,999.


*Minimum $1,000 average balance required. Additional qualifications apply. Click Learn More for details.

Get into a GreenState of Mind.

Why GreenState
Creating lasting value for those we serve

Join one of the top financial institutions in the U.S. for returning profits to members.

Member Feedback
"When no other bank would let me set up a business account without a $5,000 minimum, GreenState welcomed me with no minimum required."

-- John M, Member since 2020

Summer Fun
Discounted Adventureland Tickets

As a benefit of being an Iowa credit union member, you can enjoy discounted tickets to Adventureland Park and Adventure Bay Waterpark in Altoona, Iowa.

Did you know?
We're one of the top home lenders in the Midwest and #1 in Iowa

Well qualified buyers may be eligible for 0% down loans in select loan programs.

All figures based on 2025 Home Mortgage Disclosure Act (HMDA) data provided by the Consumer Financial Protection Bureau (CFPB) and accessed April 17, 2026, through PolygonResearch.com HMDAVision.

In The Community
GreenState staff volunteered over 8,585 hours to support charities and local events in 2025
Financial Education
Offering financial education to help you reach your goals

Through our various partnerships, members can access valuable information to plan their next financial move.

Why GreenState
What makes a credit union different?

All members share in the profits of that membership through lower rates, lower fees, and higher dividends.

Consistently ranked in the top 5% of all banks and credit unions nationwide for returning profits with better rates on loans and deposits.

Auto Loans
Rates as low as
______%
APR*
GrowGreen Checking
Earn as much as
______%
APY*
Money Market
Earn
______%
APY*
Home Equity
Rates as low as
______%
APR*

*APY=Annual Percentage Yield
*APR=Annual Percentage Rate

  1. GreenState Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their GreenState Credit Union account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 04/04/2027. Offer subject to change or renewal. New Greenlight customers are eligible for a $10 bonus to their Parent Wallet within 7 days after completion of successful registration. Members must sign up at greenlight.com/greenstate to redeem offer. Successful registration must occur between April 1, 2026 and April 30, 2026. See terms for details. Offer subject to change. Card images shown are illustrative and may vary from the card you receive. The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.