Set aside funds to cover the cost of future medical care
For people with high-deductible health care insurance
Enjoy a range of tax benefits
Choose between HSA Checking and HSA Money Market
Access your funds through debit card, checks, and digital banking
Protection that stays with you
Unlike flexible spending accounts, you get to keep your HSA even if you are laid off, move to a different job, or retire.
Protect your monthly budget against unexpected health expenses
Even routine check-ups and treatments can cost hundreds of dollars these days. Serious injuries or illnesses can lead to bills that are much larger. With a Health Savings Account, you can set aside funds to cover a wide range of doctor, hospital, dental, and vision care expenses, allowing you and your family to stay healthy.
- In 2025, individuals can contribute up to $4,300 annually for care. Families can set aside up to $8,550
- In 2026, individuals can contribute up to $4,400 annually for care. Families can set aside up to $8,750
- People over age 55 can contribute an extra $1,000 annually
- Contributions can be made pre-tax through employer payroll deductions
- Annual interest income from HSA Money Markets is tax-exempt and all qualified withdrawals are tax-free
- Any funds left over at the end of the year automatically roll over to the next year
- HSA funds can be used for prescription medication as well as treatment costs
- We currently offer two products for your HSA: HSA Money Market and HSA Checking.
- These accounts are set up like our tiered IRA, Money Market Account and Free Checking.
- You may access your funds through an HSA debit card, checks, Digital Banking, or at any GreenState branch.
- You must be enrolled in a High-Deductible Health Plan, known as an HDHP, to be eligible for an HSA.
- You cannot be covered by other health insurance plans.
- You cannot be enrolled in Medicare.
- You cannot be claimed as a dependent on another person’s tax return.
Earn interest at competitive rates with a savings account from GreenState Credit Union. Open an account online, reach out to a lender in your area, or visit a branch today.
Consistently ranked in the top 1% of all banks and credit unions nationwide for returning profits with better rates on loans and deposits.
Bring a welcome predictability to your savings strategy.
Rainy Day Savings: APY is Annual Percentage Yield and is accurate as of the last dividend declaration date and does not apply to Rainy Day Non-Dividend Savings account. The Rainy Day Savings account rate is variable and may change after account opening. This account is a tiered rate and will pay the stated rate on average balances up to $2,499.99. Balances of $2,500.00 or greater will earn 0.05% APY. Rainy Day Non-Dividend Savings account pays no yield regardless of the balance in the account. Rainy Day Savings must be linked to a GreenState checking account. $5 minimum balance required. Members can unenroll at anytime by request. Fees may reduce earnings.
Youth Savings: APY is Annual Percentage Yield. The Youth Savings account rate is variable and subject to change. This account is a tiered rate and will pay the stated rate on average balances up to $2,499.99. Balances of $2,500.00 or greater will earn 0.50% APY. Dividends compounded monthly. Rates are variable and may change after the account is opened. APY listed above is accurate as of the last dividend declaration date. Fees could reduce earnings on the account. $1.00 per debit after three (3) per month.