Teen Debit Card Account
Surcharge Free ATMs
Minimum Balance
Overdrafts
What is a Teen Debit Card Account?
A Teen Debit Card account gives you safe, easy access to your money. There are no fees to open the account and no minimum balance is required. You can manage your money with online banking and our mobile app. Once you’ve set up online banking, you can enroll in eStatements, set text alerts for when your balances are low and deposit checks quickly by taking a photo with the mobile app.
Teen Debit Card Accounts are not eligible for Overdraft Privilege and will not incur overdraft fees. When sufficient funds are not available a transaction is declined.
What fees will I be charged?
All accounts require a $50 deposit to open the account, but there is no fee to open. There is no minimum balance required and no monthly service charge. If you would like to have a paper statement mailed to you, there is a $3.50 fee per month. You can easily avoid this fee by enrolling in eStatements. You will have access to 30,000 Free ATMs nationwide, and you can receive cash back for free at the register. If you use a non-GreenState ATM, you will be charged $2.25 per transaction, plus any fees the owner of that ATM may charge.
Who can join?
Membership is open to:
- Anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska or South Dakota.
- Illinois counties: Jo Daviess, Carroll, Whiteside, Rock Island, Henry, Mercer, Knox, Henderson, Warren, Hancock, DuPage, Will county North of I-80
- Wisconsin counties: Crawford, Grant, Lafayette
- Nebraska counties: Dakota, Thurston, Burt, Washington, Douglas, Sarpy, Cass, Otoe
- South Dakota counties: Union, Lincoln, Minnehaha, Moody, Brookings
- University of Iowa students, staff, or alumni.
- Direct relatives of current GreenState members.
How to join.
If you live or work in Iowa or nearby counties in Illinois, Wisconsin, Nebraska or South Dakota (see full eligibility list), you can become a member by opening a share savings account with a $5 deposit. Members can open a new checking account with an initial deposit of $50. To get started you can apply online, stop by any branch location, or give us a call a (800) 475-6728.
Free Account Tools & Features
Every GreenState Checking Account comes loaded with free tools and features to help you manage your finances with ease.
24/7 Access to Online Banking
Check balances, transfer funds, customize fraud alerts and more! Online Banking puts all your GreenState accounts and loans at your fingertips.
Mobile app w/Remote Check Deposit 3
Online banking in your pocket! You can choose to sign in with your fingerprint (when available), deposit checks with your phone's camera, and stay on top of your finances on-the-go.
Mobile Payments Enabled
GreenState credit and debit cards can be used with your mobile wallet. You can load your card(s) onto your phone and make purchases at participating merchants wherever you see the contactless payment icon. Supported wallets include: Apple Pay, Android Pay, and Samsung Pay.
Free Mastercard Debit Card Loaded with Benefits
GreenState Mastercard Debit Card benefits include Extended Warranty, Mastercard ID Theft Protection™, Satisfaction Guarantee, Mastercard Global Service and Mastercard Airport Concierge™.
Custom Text Alerts 3
Need to know when you're running low on funds? We can alert you. Want to know when there's any transaction over $100? We can alert you. Want to know when your card is used in a "card not present" transaction? We can alert you then too.