Rainy Day Savings Account

Option #1: "Pick Your Percent" Auto transfer from Checking

With Pick Your Percent, you can choose to automatically transfer between 2-10% of every qualifying deposit1 to your Rainy Day Savings account.

Pick Your Percent Calculator 4

3%

If you deposit:

$
$95.00
Will go to checking
$5.00
Will go to savings
How many times?

This many times:

You would have saved away...

Total transfers to savings:

$36.00

...plus 1% APY2 yield on Rainy Day Savings balances up to $2,500.

Option #2: Debit Card Round-up

Every time you use your debit card, the transaction is rounded up to the nearest dollar and transferred to your Rainy Day Savings.

Example: If you use your debit card for a purchase of $20.27, it would round-up to $21 and transfer $0.73 from checking to your Rainy Day Savings account.

Option #3: Choose both and save more!

Rainy Day Savings Benefits

  EARN 1.00%APY on balances up to $2,500 2

  Overdraft Protection Enrollment with No Transfer Fees

  NO Monthly Fees. NO Transaction or deposit requirements.

  NO Withdrawal Fees or Limits

  ONLY $5 Minimum Balance 3

Overdraft Protection Enrollment with No Transfer Fees 

Rainy Day Savings is linked to your checking account.  If a transaction in your checking account would cause you to overdraft, funds will automatically transfer from your Rainy Day savings account in $100 increments to cover the transaction. The standard $5 auto transfer fee to cover overdrafts is waived when the transfer comes from your Rainy Day Savings Account.

Ready to build your savings automatically?

Call (844) 300-5810 or visit any branch location and ask to open a Rainy Day Savings account to get started.

Rainy Day Savings Non-Dividend account will be opened for members without a valid SSN or ITIN.

1 -

Qualifying deposits include ACH direct deposit, ATM, Remote Deposit Capture check deposits, in branch deposits, and Zelle. Internal transfers do not qualify.
2 -

APY is Annual Percentage Yield and is accurate as of the last dividend declaration date and does not apply to Rainy Day Non-Dividend Savings account. The Rainy Day Savings account rate is variable and may change after account opening. This account is a tiered rate and will pay the stated rate on average balances up to $2,500.00. Balances of $2,500.00 or greater will earn 0.05% APY. Rainy Day Non-Dividend Savings account pays no yield regardless of the balance in the account. Rainy Day Savings must be linked to a GreenState checking account. $5 minimum balance required. Members can unenroll at anytime by request. Fees may reduce earnings.
3 -

A minimum balance of $5.00 must always be maintained in the account.
4 -

This calculator is provided for illustrative purposes only. The calculator assumes that all deposits made are qualifying types of deposits.  
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For "Pick Your Percent" your choice of between 2% and 10% of all qualifying deposits made to a checking account will be automatically transferred to Rainy Day Savings. The chosen percent must be a whole number. To change your auto deposit percentage, call us at (844) 300-5810, chat with us at GreenState.org, or stop by your nearest branch.
   -

Members can unenroll in this program at any time by contacting us at 800-397-3790, chatting with us at GreenState.org, or stopping by any branch and requesting to be removed.

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