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Cash 4 Refi

Cash
4
Refi

Over $1,300,000 paid to date

Bring any option below to GreenState for a low rate, low payment, and a refi bonus!

Take a break! When you finance your vehicle purchase with GreenState Credit Union you can schedule your first payment up to 60 days later 2.

I'd like to refinance
my bank
Credit Card

and get
$501


Click here

I'd like to refinance
my bank
Auto Loan

and get
$1002


Click here

I'd like to refinance
my bank
Equity Loan

and get
$1503


Click here

I'd like to refinance
all three and get

$300


Click here

1 -New Card Bonus: Make $500 in purchases within two months with a new GreenState Platinum Rewards Mastercard and you'll receive 5,000 bonus points. Bonus points are awarded to new Platinum Rewards cardholders on their first two monthly statements if purchase minimum is met. For complete disclosures, please visit greenstate.org. All credit cards are subject to approval.

2 - Receive $100 cash back when you refinance a loan from another financial institution to GreenState. Offer does not apply to refinancing of existing GreenState loans or to new GreenState loans. $100 cash back will be directly deposited into member’s account after vehicle insurance is verified, title is secured, and first payment is made.  Member's account must be in good standing to receive bonus payment. 2015 or newer model vehicles only. Cash back offer may end at any time, and will not be paid out if vehicle loan is paid off within 2 months. Loan amount must be greater than $10,000. Cannot be combined with other GreenState promotional offers. Subject to credit qualifications and year of vehicle. Call for details.  No payments for up to 60 days: When you finance a vehicle with GreenState Credit Union you may be able to schedule your first payment up to 60 days later. Subject to creditworthiness. Interest will continue to accrue through the deferred payment period.

3 - Receive $150 off closing costs when you refinance a home equity loan from another financial institution to GreenState. Offer does not apply to refinancing existing GreenState loans or new GreenState loans. Closing costs are $350 in Iowa/$350 in Wisconsin/$450 in Illinois, unless full appraisal needed (appraisal estimate $480). Limited time offer. Loan approval is subject to credit qualification and Loan-to-Value (LTV) ratio. Proof of homeowner insurance required.

Cash4Refi ApplicationTree Logo

In Years



By submitting this form you authorize GreenState Credit Union to obtain a consumer credit report on you, as well as any other information necessary to process your request. You acknowledge that credit inquiries have the potential to impact your credit score.



1 -New Card Bonus: Make $500 in purchases within two months with a new GreenState Platinum Rewards Mastercard and you'll receive 5,000 bonus points. Bonus points are awarded to new Platinum Rewards cardholders on their first two monthly statements if purchase minimum is met. For complete disclosures, please visit greenstate.org. All credit cards are subject to approval.

2 - Receive $100 cash back when you refinance a loan from another financial institution to GreenState. Offer does not apply to refinancing of existing GreenState loans or to new GreenState loans. $100 cash back will be directly deposited into member’s account after vehicle insurance is verified, title is secured, and first payment is made. Member's account must be in good standing to receive bonus payment. 2015 or newer model vehicles only. Cash back offer may end at any time, and will not be paid out if vehicle loan is paid off within 2 months. Loan amount must be greater than $10,000. Cannot be combined with other GreenState promotional offers. Subject to credit qualifications and year of vehicle. Call for details.  No payments for up to 60 days: When you finance a vehicle with GreenState Credit Union you may be able to schedule your first payment up to 60 days later. Subject to creditworthiness. Interest will continue to accrue through the deferred payment period.

3 - Receive $150 off closing costs when you refinance a home equity loan from another financial institution to GreenState. Offer does not apply to refinancing existing GreenState loans or new GreenState loans. Closing costs are $350 in Iowa/$350 in Wisconsin/$450 in Illinois, unless full appraisal needed (appraisal estimate $480). Limited time offer. Loan approval is subject to credit qualification and Loan-to-Value (LTV) ratio. Proof of homeowner insurance required.

Who Can Join? - Membership is available to anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska or South Dakota. Illinois counties: Jo Daviess, Carroll, Whiteside, Rock Island, Henry, Mercer, Knox, Henderson, Warren, Hancock, DuPage, Will county North of I-80. Wisconsin counties: Crawford, Grant, Lafayette. Nebraska counties: Dakota, Thurston, Burt, Washington, Douglas, Sarpy, Cass, Otoe. South Dakota counties: Union, Lincoln, Minnehaha, Moody, Brookings. Membership is also open to University of Iowa students, staff, or alumni; and direct relatives of current GreenState members.