Mortgage Checklist

The following information is usually required during the loan process:

Personal information including Social Security Number
Most recent pay stubs covering 30 days and including year to date totals
Two years tax returns including all schedules (personal, business, K-1s) starting with most recent
Most recent two months bank statements (all pages of all accounts) - Large deposits and/or gift funds to be verified
Most recent retirement/investment/pension statements covering two months or one quarter
Name and phone number for homeowner's insurance agent
Copy of state issued photo ID
Copy of cancelled earnest money check (if purchasing)
Copy of bank statement showing earnest money withdrawal (if purchasing)
Copy of most recent mortgage statement and addresses of all properties you own (if applicable)
Copy of divorce decree/child support order (if paying or receiving child support and/or alimony)
Landlord name and phone number (if renting)

If you currently own Real Estate: