Mortgage Loan Options

Comprehensive mortgage solutions for every borrower

Lending in all 50 states

Low fees

Up to 100% financing1

Local processing and underwriting 

Always working for you

Meet our GreenState Mortgage Team to hear about our strong culture of service and dedication to our members.

Fixed-Rate Mortgages

Lock in your rate and your principal and interest payment will stay the same for the full term.

Adjustable-Rate Mortgages

Get a lower interest rate at the start of your term to help you save money for the first few years.

USDA Home Loans

If you're interested in living in a rural area, this special loan program provides 100% financing1 to qualified borrowers.

VA Home Loans

We proudly serve military families with government-backed mortgages that offer 100% financing.1

FHA Loans

Lower down payments and flexible credit guidelines make this a popular program among first-time buyers.

Jumbo Loans

If you need a mortgage beyond the conventional limit of $806,500, a Jumbo Loan can provide your financing solution.

Manufactured Home Loans

Finance your factory-built home with a competitive rate, low down payment, and low closing costs.

ITIN Lending

GreenState Credit Union is the trusted financial partner of those who have Individual Taxpayer Identification Numbers (ITINs). Contact a Mortgage Loan Officer to explore your options.

Make your dream of buying a home in Iowa, Illinois or Nebraska a reality with a mortgage loan from GreenState Credit Union. Contact us or visit a branch.

What our members are saying

"I’ve closed on five mortgages in my lifetime, and this one was the smoothest and easiest to close. Thank you GreenState!"

James C, member since 2024
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All loans are subject to approval.

  1. Financing available up to 100% of the purchase price or appraised value. Borrower responsible for closing costs.